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Contributions
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You pay 6% of pensionable earnings to the Scheme. Your Pensionable Earnings are generally your gross pay less a Scheme offset of £3,630 for the Scheme Year 2011/12.
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Contributions are automatically deducted from your salary and tax relief is granted under PAYE. (Tax relief is granted on contributions paid subject to the Annual Allowance (AA) limit which is £50,000).
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The Scheme is contracted out of the State Second Pension Scheme (S2P); as a member you will pay a lower rate of national insurance contributions.
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Contributions are payable until age 65, or earlier if you leave scheme membership.
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The Trustee and the Principal Company agree the contributions necessary to cover the expected cost of benefits payable under the Scheme Rules, after allowing for members’ contributions.